At Novare Brokers, we will place your business, whether Agricultural Insurance, Guesthouse, Church, Body Corporate or even if you own a small-business or run a large corporation, at an insurance company that realizes the importance of being correctly insured.
WHY DO YOU NEED BUSINESS INSURANCE?
There are various risks that could cause damage to your building.
Fire, Theft and related risks can have devastating effects on your assets.
Your offices contain many valuable assets from furniture to documentation which need to be insured.
Damage to your property may result in reduced turnover or additional expenses which may cause serious business interruption that you did not plan for.
There is bound to be money kept at your premises or in transit from time to time. Loss of/or damage to money on your premises or while in transit to and from the bank can be covered.
Accidental breakage of glass is inconvenient and exposes your property. You therefore need to ensure that you are covered for this risk.
Goods are often damaged or stolen while being transported, which is why you need to ensure that you are covered for this risk.
Though you take care in appointing a qualified and ethical workforce, theft by your employees is still an unfortunate possibility.
Breakdown of machinery may result in the loss of refrigerated stock.
Farming is not just about crops and livestock, and that farmers are often vulnerable to liabilities when a death or an injury happens on their farm, or when there’s damage to their property. Damage caused by animals, spread of fire, dam wall damage, hunter’s liability, warehouseman’s liability, products liability and general employment practices must also be covered.