At Novare Brokers, we provide insurance for jeweler manufactures, wholesalers and retailers. We will place your insurance at an insurance company that will provide cover that is tailored to your business needs.
WHY DO YOU NEED THIS INSURANCE?
Cover for your own Stock, approbation or consignment stock and customers goods for which they are legally liable, excluding property entrusted solely for the purpose of safe-keeping are covered.
You can increase your cover during a specific time during the year – especially during the high peak periods such as December etc.
Loss occasioned by theft by use of violence or threats of violence perpetrated against the Insured or an Employee are covered.
Loss following theft by shoplifting is covered.
Loss occasioned by the actual cutting open of or physically breaking into a locked safe or strong room without the use of keys and / or combination details outside Business Hours are covered.
Loss of items not kept in a locked safe or strong room following theft or any attempt thereat, outside Business Hours, and accompanied by forcible and violent entry into or exit from the Insured’s premises are covered.
Loss as a result of theft following the breaking of perimeter glass in order to gain access to the display windows of the premises followed by the unlawful and immediate removal of items from the display windows are covered.
Loss following theft by a party / parties in the Insured’s premises snatching Stock and immediately departing from the premises is covered.
Loss by any identifiable means not excluded herein and not specifically referred to elsewhere will be covered.
Loss to a semi-precious or precious stone whilst an item of jewellery is in the process of being manufactured, repaired or altered is covered.
A public or social event held to promote or sell goods away from the insured premises as stated in the Schedule are also covered.
Contents of your jewellery store are covered but your stock is excluded from this cover.
Damage to your property may result in reduced turnover or additional expenses which may cause serious business interruption that you did not plan for.